Are we decoupling from rates?

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hZ2VzL3VubmFtZWQlMjAlMjgzJTI5XzU3NC5wbmc/aXRvaz14V0hJdEw3NSI+PHBpY3R1cmU+PGltZyBkYXRhLWVudGl0eS10eXBlPSJmaWxlIiBkYXRhLWVudGl0eS11dWlkPSIyODkzZWU1YS04OGM0LTQwYzQtYWVjZS05ZGUzOGI1ZjMwOWMiIGRhdGEtcmVzcG9uc2l2ZS1pbWFnZS1zdHlsZT0iaW5saW5lX2ltYWdlcyIgaGVpZ2h0PSIzMjkiIHdpZHRoPSI1MDAiIGNsYXNzPSJpbmxpbmUtaW1hZ2VzIGltYWdlLXN0eWxlLWlubGluZS1pbWFnZXMiIHNyYz0iaHR0cHM6Ly9hc3NldHMuemVyb2hlZGdlLmNvbS9zM2ZzLXB1YmxpYy9zdHlsZXMvaW5saW5lX2ltYWdlX21vYmlsZS9wdWJsaWMvaW5saW5lLWltYWdlcy91bm5hbWVkJTIwJTI4MyUyOV81NzQucG5nP2l0b2s9eFdISXRMNzUiIGFsdD0iIiB0eXBlb2Y9ImZvYWY6SW1hZ2UiIC8+PC9waWN0dXJlPjwvYT48L3A+Cgo8aDY+PGVtPlNvdXJjZTrCoEpQTSByZXRhaWwgcmFkYXI8L2VtPjwvaDY+Cgo8cD48c3Ryb25nPlRoZSBtYXggYnVsbCBjYXNlPC9zdHJvbmc+PC9wPgoKPHA+TWF5YmUganVzdCBhIGRyZWFtLCBidXQgYWNjb3JkaW5nIHRvIEpQTSB0aGlzIGlzIHRoZSBtYXggYnVsbGlzaCBjYXNlOjwvcD4KCjxwPjEuIE9jdCAxMyBDUEkgc3VycHJpc2VzIHRvIHRoZSBkb3duc2lkZSwgcGVyaGFwcyBiZWF0aW5nIGJ5IDIwLTMwYnBzPC9wPgoKPHA+MiAuZWFybmluZ3Mgc2Vhc29uIGJlYXQgZXhwZWN0YXRpb25zIHdpdGggdGhlIGxhcmdlc3Qgc3VycHJpc2VzIGNvbWluZyBmcm9tIENvbnN1bWVycyBhbmQgRmluYW5jaWFsczwvcD4KCjxwPjMuIEZlZCBoaWtlcyA1MGJwcyBpbiB0aGUgTm92ZW1iZXIgMiBtZWV0aW5nLCB3aXRoIGEgZGF0YSBkZXBlbmRlbnQgb3V0bG9vazwvcD4KCjxwPjQuIE5vdiAxMCBDUEkgc3VycHJpc2VzIHRvIHRoZSBkb3duc2lkZSB3aXRoIGEgbGFyZ2VyIGFic29sdXRlIGZhbGwgaW4gYm90aCBIZWFkbGluZSBhbmQgQ29yZSBpbmZsYXRpb247IGFuZDwvcD4KCjxwPjUuIElTTS9QTUkgZGF0YSBpbmZsZWN0cyBoaWdoZXIgZHVyaW5nIHRoaXMgcGVyaW9kIGFzIGpvYiBncm93dGggKE5GUCkgZmFsbHMgdG8gfjUway9tb250aCBjb29saW5nIHdhZ2UgZ3Jvd3RoLjwvcD4KCjxwPlRoYXQgc2NlbmFyaW8gY291bGQgbGVhZCB0byBib3RoIGEgbG93ZXIgdGVybWluYWwgcmF0ZSBhbmQgdG8gYSBxdWlja2VyIGVuZCB0byB0aGUgdGlnaHRlbmluZyBjeWNsZSwgRGVjZW1iZXIgdnMuIDIzSDEuPC9wPgoKPHA+PHN0cm9uZz5XaG8gY2FyZXMgYWJvdXQgdGhlIGJ1eWJhY2sgYmxhY2sgb3V0Pzwvc3Ryb25nPjwvcD4KCjxwPkludGVyZXN0aW5nIHN0YXRzIHZpYSBHb2xkbWFuJ3MgTm9jZXJpbm86ICJidXliYWNrcyBoYXZlIGJlZW4gcnVubmluZyAxLjN4IDIwMjEgQURUViB0aGlzIHdlZWsgc28gZmFyIChuZXcgcXRyLG5ldyBkcnkgcG93ZGVyPykuIEltcHJlc3NpdmUgZ2l2ZW4gfjk1JSBvZiBDb3Jwb3JhdGVzIGFyZSBpbiB0aGVpciBidXliYWNrIGJsYWNrb3V0IHdpbmRvdyB3aGVyZSB3ZSB1c3VhbGx5IHNlZSBhIDMwJSBkZWNsaW5lIGluIHZvbHVtZXMiLjwvcD4KCjxwPldoYXQgaGFwcGVucyBwYXN0IHRoZSBibGFjayBvdXQgcGVyaW9kPzwvcD4KCjxwPjxhIGRhdGEtaW1hZ2UtZXh0ZXJuYWwtaHJlZj0iIiBkYXRhLWltYWdlLWhyZWY9Ii9zMy9maWxlcy9pbmxpbmUtaW1hZ2VzL3VubmFtZWQlMjAlMjg0JTI5XzU2OS5wbmc/aXRvaz01OENfXzBJOSIgZGF0YS1saW5rLW9wdGlvbj0iMCIgaHJlZj0iL3MzL2ZpbGVzL2lubGluZS1pbWFnZXMvdW5uYW1lZCUyMCUyODQlMjlfNTY5LnBuZz9pdG9rPTU4Q19fMEk5Ij48cGljdHVyZT48aW1nIGRhdGEtZW50aXR5LXR5cGU9ImZpbGUiIGRhdGEtZW50aXR5LXV1aWQ9Ijg3NDk0ZDliLTBjYTMtNGQwYS04MzlmLTcwYzg5N2JlOGRlYSIgZGF0YS1yZXNwb25zaXZlLWltYWdlLXN0eWxlPSJpbmxpbmVfaW1hZ2VzIiBoZWlnaHQ9IjMwNyIgd2lkdGg9IjUwMCIgY2xhc3M9ImlubGluZS1pbWFnZXMgaW1hZ2Utc3R5bGUtaW5saW5lLWltYWdlcyIgc3JjPSJodHRwczovL2Fzc2V0cy56ZXJvaGVkZ2UuY29tL3MzZnMtcHVibGljL3N0eWxlcy9pbmxpbmVfaW1hZ2VfbW9iaWxlL3B1YmxpYy9pbmxpbmUtaW1hZ2VzL3VubmFtZWQlMjAlMjg0JTI5XzU2OS5wbmc/aXRvaz01OENfXzBJOSIgYWx0PSIiIHR5cGVvZj0iZm9hZjpJbWFnZSIgLz48L3BpY3R1cmU+PC9hPjwvcD4KCjxoNj48ZW0+U291cmNlOsKgQmFyY2xheXM8L2VtPjwvaDY+Cgo8cD48c3Ryb25nPkJlYXIgdnMgYnVsbCByZXZlcnNhbD88L3N0cm9uZz48L3A+Cgo8cD5MYXRlc3QgQUFJSSBzZW50aW1lbnQgcmVhZGluZyBzaG93cyBiZWFycyBhcmUgcmV2ZXJzaW5nIGxvd2VyIGFuZCBidWxscyBhcmUgc2hvd2luZyBmaXJzdCBzaWducyBvZiBsaWZlLiBPdmVyYWxsLCBsZXZlbHMgcmVtYWluIGRlcHJlc3NlZC4gV2Ugd291bGQgbG92ZSB0byBzZWUgYW5vdGhlciBsZWcgaGlnaGVyIGluIHRoaXMgYm91bmNlIGluIG9yZGVyIHRvIHNlZSBpZiBzZW50aW1lbnQgY2hhbmdlcy4uLjwvcD4KCjxwPjxhIGRhdGEtaW1hZ2UtZXh0ZXJuYWwtaHJlZj0iIiBkYXRhLWltYWdlLWhyZWY9Ii9zMy9maWxlcy9pbmxpbmUtaW1hZ2VzL3VubmFtZWQlMjAlMjg1JTI5XzU2Mi5wbmc/aXRvaz0ybUpIVXlwVSIgZGF0YS1saW5rLW9wdGlvbj0iMCIgaHJlZj0iL3MzL2ZpbGVzL2lubGluZS1pbWFnZXMvdW5uYW1lZCUyMCUyODUlMjlfNTYyLnBuZz9pdG9rPTJtSkhVeXBVIj48cGljdHVyZT48aW1nIGRhdGEtZW50aXR5LXR5cGU9ImZpbGUiIGRhdGEtZW50aXR5LXV1aWQ9IjI5ZjE5MjQ2LWY3NGYtNDlmYi04ZGRkLWZmMDZlY2MwMjZiZiIgZGF0YS1yZXNwb25zaXZlLWltYWdlLXN0eWxlPSJpbmxpbmVfaW1hZ2VzIiBoZWlnaHQ9IjM0NiIgd2lkdGg9IjUwMCIgY2xhc3M9ImlubGluZS1pbWFnZXMgaW1hZ2Utc3R5bGUtaW5saW5lLWltYWdlcyIgc3JjPSJodHRwczovL2Fzc2V0cy56ZXJvaGVkZ2UuY29tL3MzZnMtcHVibGljL3N0eWxlcy9pbmxpbmVfaW1hZ2VfbW9iaWxlL3B1YmxpYy9pbmxpbmUtaW1hZ2VzL3VubmFtZWQlMjAlMjg1JTI5XzU2Mi5wbmc/aXRvaz0ybUpIVXlwVSIgYWx0PSIiIHR5cGVvZj0iZm9hZjpJbWFnZSIgLz48L3BpY3R1cmU+PC9hPjwvcD4KCjxoNj48ZW0+U291cmNlOsKgUmVmaW5pdGl2PC9lbT48L2g2PgoKPHA+PHN0cm9uZz5NdWNoIGFkby4uLj88L3N0cm9uZz48L3A+Cgo8cD5OQVNEQVEgaXMgYXQgZXhhY3RseSB0aGUgc2FtZSBsZXZlbHMgd2UgdHJhZGVkIGF0IHR3byB3ZWVrcyBhZ28uIExvdCBvZiBiaWcgdGFrZXMgb24gbWFya2V0IGRpcmVjdGlvbiwgYnV0IG5vYm9keSBpcyBpbiBjb250cm9sLCBhdCBsZWFzdCBub3QgZm9yIG5vdy4uLjwvcD4KCjxwPjxhIGRhdGEtaW1hZ2UtZXh0ZXJuYWwtaHJlZj0iIiBkYXRhLWltYWdlLWhyZWY9Ii9zMy9maWxlcy9pbmxpbmUtaW1hZ2VzL3VubmFtZWQlMjAlMjg2JTI5XzU0NC5wbmc/aXRvaz1EczZ6WGV4LSIgZGF0YS1saW5rLW9wdGlvbj0iMCIgaHJlZj0iL3MzL2ZpbGVzL2lubGluZS1pbWFnZXMvdW5uYW1lZCUyMCUyODYlMjlfNTQ0LnBuZz9pdG9rPURzNnpYZXgtIj48cGljdHVyZT48aW1nIGRhdGEtZW50aXR5LXR5cGU9ImZpbGUiIGRhdGEtZW50aXR5LXV1aWQ9ImU5NmI1NWY3LTI5OTAtNDlmZi05NTkyLTA2MmY1NjNmZjU3MyIgZGF0YS1yZXNwb25zaXZlLWltYWdlLXN0eWxlPSJpbmxpbmVfaW1hZ2VzIiBoZWlnaHQ9IjMyNyIgd2lkdGg9IjUwMCIgY2xhc3M9ImlubGluZS1pbWFnZXMgaW1hZ2Utc3R5bGUtaW5saW5lLWltYWdlcyIgc3JjPSJodHRwczovL2Fzc2V0cy56ZXJvaGVkZ2UuY29tL3MzZnMtcHVibGljL3N0eWxlcy9pbmxpbmVfaW1hZ2VfbW9iaWxlL3B1YmxpYy9pbmxpbmUtaW1hZ2VzL3VubmFtZWQlMjAlMjg2JTI5XzU0NC5wbmc/aXRvaz1EczZ6WGV4LSIgYWx0PSIiIHR5cGVvZj0iZm9hZjpJbWFnZSIgLz48L3BpY3R1cmU+PC9hPjwvcD4KCjxoNj48ZW0+U291cmNlOsKgUmVmaW5pdGl2PC9lbT48L2g2PgoKPHA+PGVtPlNlZSBUTUUncyBkYWlseSBuZXdzbGV0dGVyIGVtYWlsIGFib3ZlLiBGb3IgdGhlIDI0LzcgbWFya2V0IGludGVsbGlnZW5jZSBmZWVkIGFuZCB0aGVtYXRpYyB0cmFkaW5nIGVtYWlscywgc2lnbiB1cCBmb3IgWkggcHJlbWl1bcKgPGEgZGF0YS1zYWZlcmVkaXJlY3R1cmw9Imh0dHBzOi8vd3d3Lmdvb2dsZS5jb20vdXJsP3E9aHR0cHM6Ly93d3cuemVyb2hlZGdlLmNvbS9wcmVtaXVtJmFtcDtzb3VyY2U9Z21haWwmYW1wO3VzdD0xNjY1MTc2NjQwMTExMDAwJmFtcDt1c2c9QU92VmF3M1g5ME5xZU81UllyM1M3T2lyYy12aSIgaHJlZj0iaHR0cHM6Ly93d3cuemVyb2hlZGdlLmNvbS9wcmVtaXVtIiB0YXJnZXQ9Il9ibGFuayI+aGVyZTwvYT4uPC9lbT48L3A+Cg==