personal finance


After Big Downward Revision, New Home Sales Jumped In March Along With Prices

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Mortgage rates above 7% continue to plague existing-home sales, which are "stuck"...


Biden's America: 40% Of Renters Think They'll Never Own A Home, Up From 27% Last Year

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Bidenomics 101: the American dream of owning a home has become the American nightmare for almost half of the entire population...


Homebuyer Payment Hits Record High As Mortgage Rates Climb Back Above 7% For The First Time In 2024

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“The combination of high mortgage rates and prices have brought homebuyers’ median monthly housing payment to a record $2,775, up 11 percent year over year...”


Are Americans Moving From Blue To Red States?

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...the situation is more accurately described as more people exiting certain blue states – e.g. New York and California – and heading to other states in general...


Recent IRA Inheritors Get Another Year With No Distribution Requirement

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...final regs to enforce 2019 law may finally come later this year


Is There A Road-Map For What's Ahead?

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...our Wetware 1.0 instantiated around 200,000 years ago leads us to respond in a very limited number of ways to threats and windfalls.


Living On Uneasy Street

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It's nice to anticipate sunny weather, but it's a good idea to carry an umbrella just in case the forecasts prove overly optimistic...


Existing Home Sales Plunged (Again) In March... But Prices Continue To Rise

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"...home sales are stuck because interest rates have not made any major moves..."


Jobless Claims Remains Deader Than Joe Biden's 'Uncle Bosey'

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In the real world labor market, 2024 has been a shitshow of layoffs...


Food Is Now An Investment – Here's Why Inflation Isn't Going Away Anytime Soon

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Establishment media sources lie incessantly about our financial conditions, and when they are finally cornered and forced to admit how bad things are, they then lie about the causes...


The Top 10 Most Cost-Effective Countries To Get A High-Priced Higher Education

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By examining the ratio of costs to salary, a new study ranked the top 10 most expensive nations for higher education.


Doug Casey On The New American Dream: "You'll Own Nothing and Be Happy"

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We’re well into what I’ve long called The Greater Depression...


These Are The Top 10 States By Real GDP Growth

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9 of the 10 are 'Republican' (voted for Trump) states...


When Is The Social Security Trust Fund Running Out?

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...this could happen as soon as 2031 if the administration was to shoulder a high volume of costs in the upcoming years...


Less Than One Third Of US Men Enjoy Reading

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It’s National Libraries Week in the US...


Financial Forecast 2025-2032: Please Don't Be Naive

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...the system will have to grab enough collateral to fund itself while collateral evaporates in the deflation of the Everything Bubble. This will truly be a case of TINA - there is no alternative.


Massive Financial Strain – New Report Exposes Horrifying Situation

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“Bidenomics" hasn’t worked out very well for most Americans...


Where US Inflation Hit The Hardest In March 2024

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...remember, Joe said they have 'lowered inflation' (not prices)...


These Are Asia's Richest Billionaires

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The top ten richest people in Asia have a total net worth of $542.1 billion...


These Are The Most Valuable Housing Markets In America

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Despite a slowdown in home sales, the total value of homes increased $2.4 trillion last year as low inventory levels pushed up prices...